All the HSA- and FSA-Eligible Items Parents Can Buy This Year

A lot of baby gear qualifies, so spend that money before it's gone.

by Emily Kelleher
Originally Published: 
FSA eligible owlet baby monitor isolated on yellow background

Becoming a parent comes with a ton of expenses. Decking out a nursery, stocking up on diapers and wipes, and going to regular doctor appointments all cost money — and that’s before the kid is even born. Luckily, there’s a surprising amount of products that you can buy with your Flexible Spending Account (FSA) or Health Savings Account (HSA).

FSAs and HSAs, as you know if you have one, function as savings accounts where you can put aside pre-tax income to pay for medical expenses. HSA- and FSA-eligible items include everything from drugstore basics like thermometers and diaper cream to high-tech gadgets like baby heart rate monitors and hands-free breast pumps. Couples who are trying to conceive can use HSA or FSA money to buy eligible items like ovulation and pregnancy tests, and new parents can use it to buy postpartum care products like disposable underwear and pads.

You can technically buy HSA- and FSA-eligible products anywhere. It’s just a matter of making sure they qualify and then using the right kind of payment — usually a debit card linked to your FSA or HSA. Other times you pay for items up front and then submit a claim for reimbursement. Here are the FSA and HSA eligible baby items you’d likely buy anyway.

HSA- and FSA-Eligible Fertility Products

HSA- and FSA-Eligible Pregnancy Products

HSA- and FSA-Eligible Baby Monitors

HSA- and FSA-Eligible Baby Products

HSA- and FSA-Eligible Breastfeeding Products

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