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When Will You Get Your Second Stimulus Check?

It's actually pretty simple to see what's happening with your second stimulus payment.

Do you know when you’ll get your second stimulus check? The IRS has relaunched it’s Get My Payment tool on so you can find out when your IRS stimulus check will arrive and how, either as a direct deposit payment or via mail.

The paltry payments come after lawmakers finally agreed on a stimulus package just before the new year. While the package doesn’t provide lots of needed assistance, it has been billed as a stopgap until President-elect Joe Biden takes office on January 20, 2021.

How Big Are the Second Stimulus Payments?

Individual citizens who make less than $75,000 are due a $600 payment, with smaller amounts for those with income up to $87,000. All amounts are double for couples, with an additional $600 per dependent child also provided.

When Will The Second Stimulus Checks Arrive?

The IRS started direct deposit payments on December 29 and mailed payments on December 30. Many people have already received their payments, but many others have not. The law stipulates that payments must be made by January 15.

How to Track Your Stimulus Payment

  1. Go to and click “Get My Economic Impact Payment.”
  2. Click “Get My Payment” and then agree to the terms of using the tool.
  3. Enter your Social Security number, date of birth, street address, and ZIP code. Your responses should match your last tax return.
  4. The tool will provide information about both economic impact payments. The second box provides an estimated date for the second payment and specifies whether it will be a direct deposit, Direct Express, or in the mail as either a paper check or debit card.

What If I Don’t Get the Payment I’m Entitled To?

Those who don’t get the payments they deserve under the CARES Act and/or this latest legislation will be able to claim it when they file their 2020 taxes this year.

What Else Is In The New Stimulus Package?

The $900 billion COVID-19 stimulus package includes the aforementioned stimulus checks and an expansion of unemployment insurance and jobless benefits for Americans. The bill extends unemployment insurance that was supposed to expire the day after Christmas, which would have left 12 million Americans without unemployment benefits. The extra $300 was added to the federal unemployment insurance program and will be restarted, and federal eviction moratoriums, which were also set to expire, will remain in place. The package also includes $25 billion in rental assistance for renters.

The package includes a tax credit to employers who offer paid sick leave from the CARES Act. The Paycheck Protection Program (PPP) was expanded under the bill and got another $20 billion in small business grants and $15 billion went to live venues. Funding for vaccine distribution and COVID-19 testing is included in the package, and $13 billion in Supplemental Nutrition Assitance Program (SNAP) is also in the package.