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Worst Taste Scenarios

How To Decide If You Should Spring For Dental Insurance

Millions of people in the U.S. pass on their employer’s dental insurance benefit and save themselves hundreds of dollars a year doing so. That’s because the out-of-pocket expense for regular cleanings is often less than a dental plan’s premiums. But, like any kind of health insurance, those premiums are really buying you peace of mind, since anything beyond regular cleanings will be a real kick in the teeth. Considering that the premiums cover the kind of preventative treatments that should keep cavities and everything else at bay – and considering that you’re now responsible for a whole other set of teeth – whether or not you should get the insurance is simple: Unless you really can’t afford it, the answer is yes.

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